Payroll Deduction/Direct Deposit : First Trust Credit Union

Direct Deposit is a convenient way to have your entire check (payroll/social security etc.) electronically deposited into your credit union account.

Payroll Deduction will let you deposit only a portion of your check into an account of your choice to pay monthly bills, loan payments, or help to build your saving account.

SAFE – Unlike a paper check, your funds cannot be lost or stolen. Your employer will still provide you with a paystub to show your deposited earnings.
SMART – Monitor, manage, and access your funds with our FREE Mobile App and Online Banking, FREE Online Bill Pay*, E-Statements, and Visa®ATM/Debit Card all rolled into one! *Some Restrictions Apply
SIMPLE – If your employer offers electronic deposits, all you need to do is provide them with First Trust’s routing and transit number 271291457 (also called ABA number) and your account number. Your Direct Deposit will generally start within 2-4 weeks

Attention Members
Always be vigilant protecting your account information. First Trust Credit Union will NEVER ask you for your Account Number, DEBIT CARD PIN Number, Home Banking Access Code or Social Security Number via a phone call, text, or by email. Don't be tricked...Fraud can have many disguises including fraudsters posing as First Trust Credit Union. When in doubt...check with us first! Have a Safe & Happy Holiday Season!